JPMorgan Chase & Co. Reports Second-Quarter 2025 Financial Results

JPMorgan Chase & Co., a leading financial services firm with operations worldwide, has released its second-quarter 2025 financial results. The company reported strong performance across various business segments, despite facing some challenges in the broader market environment.

Financial Highlights

For the second quarter of 2025, JPMorgan Chase reported a net income of $15.0 billion, or $5.24 per share. Excluding a significant item, net income was $14.2 billion, or $4.96 per share. The firm's reported revenue was $44.9 billion, with managed revenue at $45.7 billion. The return on equity (ROE) stood at 18%, while the return on tangible common equity (ROTCE) was 21%.

Business and Operational Highlights

JPMorgan Chase's Consumer & Community Banking (CCB) segment reported a net income of $5.2 billion, up 23% year-over-year. The Commercial & Investment Bank (CIB) segment saw a net income of $6.7 billion, up 13%. The Asset & Wealth Management (AWM) segment reported a net income of $1.5 billion, up 17%. The firm also added approximately 500,000 net new checking accounts and saw a 7% increase in debit and credit card sales volume year-over-year.

Strategic Initiatives and Corporate Developments

JPMorgan Chase announced a common dividend of $3.9 billion, or $1.40 per share, and repurchased $7.1 billion of common stock. The firm ended the quarter with a 15% CET1 ratio, which is significantly above the required capital levels. Additionally, the company raised approximately $1.7 trillion of credit and capital year-to-date, including $135 billion of credit for consumers and $17 billion for U.S. small businesses.

Management's Perspective

Jamie Dimon, Chairman and CEO, commented on the financial results, stating, "We reported another quarter of strong results, generating net income of $15.0 billion or net income of $14.2 billion excluding a significant item. Each of the lines of business performed well. The U.S. economy remained resilient in the quarter, and we are well-prepared for a wide range of scenarios."

Future Outlook

JPMorgan Chase's management remains optimistic about the future, citing the finalization of tax reform and potential deregulation as positive factors for the economic outlook. However, they also acknowledge significant risks, including tariffs, trade uncertainty, and geopolitical conditions.

SEC Filing: JPMORGAN CHASE & CO [ JPM ] - 8-K - Jul. 15, 2025