PB Fintech shares rise 2.07% on Nifty Midcap 150
Shares of PB Fintech gained 2.07% to trade at Rs 1,830.90 in Monday's session. The stock is among the top gainers on Nifty Midcap 150.On July 09, 2025, PB Fintech announced an update on the incorporation of a step down subsidiary in Dubai. Furthermore, the company announced closure of trading window on June 30, 2025.Financial SnapshotHere's a look at PB Fintech's key financial data:
Consolidated Quarterly Results
HeadingMar 2024Jun 2024Sep 2024Dec 2024
Mar 2025RevenueRs 1,089.57 CroreRs 1,010.49 CroreRs 1,167.23 CroreRs 1,291.62 Crore
Rs 1,507.87 CroreNet ProfitRs 60.66 CroreRs 59.85 CroreRs 50.57 CroreRs 71.60 Crore
Rs 170.88 CroreEPS1.351.341.121.57
3.73
The company's revenue for the quarter-ending March 2025 stood at Rs 1,507.87 Crore, which is an increase compared to Rs 1,291.62 Crore in December 2024. The net profit for the quarter-ending March 2025 was Rs 170.88 Crore as compared to Rs 71.60 Crore in December 2024. The EPS stood at 3.73 for the quarter-ending March 2025.
Consolidated Yearly Results
Heading2021202220232024
2025RevenueRs 886.66 CroreRs 1,424.89 CroreRs 2,557.85 CroreRs 3,437.68 Crore
Rs 4,977.21 CroreNet Profit-150.24 Crore-832.87 Crore-487.77 CroreRs 66.43 Crore
Rs 352.90 CroreEPS-2,056.23-20.34-10.971.50
7.77BVPS87,304.61120.39121.85130.24
140.06ROE-7.54-15.39-8.891.14
5.48Debt to Equity0.000.000.000.00
0.00
The company's revenue for the year-ending March 2025 stood at Rs 4,977.21 Crore, which is an increase of 44.79% compared to Rs 3,437.68 Crore in 2024. The net profit for the year-ending March 2025 was Rs 352.90 Crore as compared to Rs 66.43 Crore in 2024. The EPS stood at 7.77 for the year-ending March 2025.
Standalone Yearly Results
Mar 2025Mar 2024Mar 2023Mar 2022
Mar 2021Sales153110134103
123Other Income258252194114
56Total Income411362328217
179Total Expenditure396317402516
150EBIT1544-73-299
28Interest0001
1Tax1800
8Net Profit1336-74-299
19
The sales stood at 153 for the year-ending March 2025, which is an increase compared to 110 in March 2024. The net profit stood at 13 for the year-ending March 2025 as compared to 36 in March 2024.
Standalone Quarterly Results
Mar 2025Dec 2024Sep 2024Jun 2024
Mar 2024Sales46383730
34Other Income63656762
63Total Income11010410592
97Total Expenditure131869880
104EBIT-2118611
-6Interest0000
0Tax-5401
8Net Profit-151359
-14
The sales stood at 46 for the quarter-ending March 2025, which is an increase compared to 38 in December 2024. The net profit stood at -15 for the quarter-ending March 2025 as compared to 13 in December 2024.
Cash Flow
Mar 2025Mar 2024Mar 2023Mar 2022
Mar 2021Operating Activities-10242-4-56
70Investing Activities31595-179-3,748
-1,282Financing Activities-2-3-33,641
776Others0000
0Net Cash Flow210134-188-163
-436
Balance Sheet
Mar 2025Mar 2024Mar 2023Mar 2022
Mar 2021Share Capital91909089
0Reserves & Surplus7,8657,6397,2726,804
2,939Current Liabilities99721618
43Other Liabilities23711
15Total Liabilities8,0597,8057,3876,924
2,998Fixed Assets25811
15Current Assets2,0432,8692,1894,677
1,811Other Assets6,0134,9305,1892,235
1,171Total Assets8,0597,8057,3876,924
2,998Contingent Liabilities0896825
26
Ratios
Mar 2025Mar 2024Mar 2023Mar 2022
Mar 2021Basic EPS (Rs.)0.300.81-1.67-7.32
260.14Diluted Eps (Rs.)0.290.78-1.67-7.32
256.96Book Value [Excl. Reval Reserve]/Share (Rs.)173.27171.31163.57153.39
128,938.86Dividend/Share (Rs.)0.000.000.000.00
0.00Face Value2222
2Gross Profit Margin (%)2.6943.69-51.82-286.09
28.30Operating Margin (%)0.5640.92-54.61-289.86
25.22Net Profit Margin (%)8.7732.81-55.28-290.43
15.40Return on Networth / Equity (%)0.160.46-1.00-4.34
0.64ROCE (%)0.010.58-0.99-4.33
1.05Return On Assets (%)0.160.46-1.00-4.32
0.63Current Ratio (X)20.5339.48133.00258.19
41.95Quick Ratio (X)20.5339.48133.00258.19
41.95Debt to Equity (x)0.000.000.000.00
0.00Interest Coverage Ratios (X)14.7977.73-77.50-257.05
21.82Asset Turnover Ratio (%)0.020.010.020.02
4.11Inventory Turnover Ratio (X)0.000.000.000.00
0.003 Yr CAGR Sales (%)21.95-5.4748.1643.72
24.873 Yr CAGR Net Profit (%)-78.8037.98175.93335.37
-36.22P/E (x)5299.171387.96-382.57-94.85
0.00P/B (x)9.176.563.914.52
0.00EV/EBITDA (x)17,490.091,041.70-406.59-94.56
0.00P/S (x)475.68459.76214.36301.97
0.00
Moneycontrol analysis, as of July 08 2025, suggests a bullish sentiment for the stock.The stock is among the top gainers on Nifty Midcap 150.