Is PGY quietly building a financial empire
Pagaya's machine provides a robust fintech infrastructure:
AI platform deployed to partners >
Resulting in higher loan approval rate for partners >
Pagaya then offers partners to buy loans off their balance sheet (eliminating risk for partners) >
PGY cherry-picks high-quality loans using its AI ability to filter high-quality borrowers >
PGY bundles loans into AA-rated ABS structures and sells them to investors through its investment funds >
Earns fees for ABS sold - 3-4% margin target
Providing a win-win-win situation for every part of the machine.
With the current network volume of 2B$~ Pagaya has generated 378M$ in fee revenues year to date, minus production costs (FRLPC - revenue fees less production cost) translated to 123M$ year to date.
Management has indicated their projection to become profitable already this year.
IsPGY building an empire under the radar as we speak?
AI platform deployed to partners >
Resulting in higher loan approval rate for partners >
Pagaya then offers partners to buy loans off their balance sheet (eliminating risk for partners) >
PGY cherry-picks high-quality loans using its AI ability to filter high-quality borrowers > PGY bundles loans into AA-rated ABS structures and sells them to investors through its investment funds >Earns fees for ABS sold - 3-4% margin target
Providing a win-win-win situation for every part of the machine.
With the current network volume of 2B$~ Pagaya has generated 378M$ in fee revenues year to date, minus production costs (FRLPC - revenue fees less production cost) translated to 123M$ year to date.
Management has indicated their projection to become profitable already this year.
Is
PGY building an empire under the radar as we speak?
Feragatname
Bilgiler ve yayınlar, TradingView tarafından sağlanan veya onaylanan finansal, yatırım, işlem veya diğer türden tavsiye veya tavsiyeler anlamına gelmez ve teşkil etmez. Kullanım Şartları'nda daha fazlasını okuyun.