Aditya Birla Capital Ltd

Date 11.03.2025
Aditya Birla Capital
Timeframe : Weekly

Technical Remarks :

1 Currently at ending phase of wave 4
2 If crosses above 61% of internal Wave C & 38% of Wave 4 which is 165, then strong upside
3 Right now at no trading zone, wait for it to cross above mentioned zones at point number 2
4 Once exceeds 165, target would be 200 or 200 + & keep swing low of 150 as initial stoploss & trail stoploss therefore


About Company

1 Company has delivered good profit growth of 32.7% CAGR over last 5 years
2 Trading at 1.4 times of book value which reasonable amid heated valuations across
3 Stock pe ratio at 11.13

Business Segments

1 Life Insurance 44%
2 NBFC 33%
3 Health Insurance 10%
4 Housing Finance 6%
5 Asset Management 4%
6 Other Businesses 3%

Operational Metrics: All Data of 9M FY25

Life Insurance
AUM (Rs. Cr): 97,286
Solvency Ratio: 194%

NBFC
AUM (Rs. Cr): 1,19,437
CRAR: 16.77%
Average Yield: 13.17%
NIM: 6.27%
GNP : 2.27%

AUM Mix:
Business Loans: 55%
Corporate & Mid-Market: 32%
Personal & Consumer Loans: 13%
Health Insurance 10%

Housing Finance
AUM (Rs. Cr): 26,714
Customers: 82,300
GNPA: 1%
PCR: 40.4%

Asset Management
Mutual Fund Closing AUM (Rs. Cr): 3,66,044
Individual MAAUM (Rs. Cr): 1,97,331

Regards,
Ankur